2022 PEN to SAR Historical Review

YEARLY HIGH

1.0317 SAR

YEARLY LOW

0.9400 SAR

YEARLY AVERAGE

0.9801 SAR

2022 PEN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PEN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 4, valuing the pair at 1.0317. Conversely, the yearly low was recorded on October 8, dropping to 0.9400.

This high-to-low spread represents a total annual volatility of 0.0916 SAR. From a start-to-finish perspective, comparing the January average rate of 0.9640 to the December average rate of 0.9828, the exchange rate registered a net change of 1.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.0317 was down 1.17% compared to the 2021 peak of 1.0439, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 5,158 SAR

2021 Average 4,842 SAR

Yearly Trough Low 4,700 SAR

Transaction Impact: A difference of 458.07 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.0096

0.9396

JanuMarcMayJulySeptNove

PEN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9936, compared to 0.9666 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0270 points.

H1 Avg (Jan–Jun) 0.9936

H2 Avg (Jul–Dec) 0.9666

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 0.0543 SAR (High: 1.0317 / Low: 0.9774). On the other end, October was the most stable month, with a tight range of 0.0137 SAR (High: 0.9537 / Low: 0.9400).

April Spread (Volatile) ±0.0543

October Spread (Stable) ±0.0137

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0376 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0376

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 1.0038) against the same month in 2021 (average: 1.0166), the exchange rate shifted by -0.0129 (-1.27%).

2022 Avg (April) 1.0038

2021 Avg (April) 1.0166

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9786	0.9410	0.9640
February	1.0071	0.9692	0.9897
March	1.0132	0.9901	1.0032
April	1.0317	0.9774	1.0038
May	1.0252	0.9763	0.9995
June	1.0123	0.9905	1.0016
July	0.9805	0.9458	0.9640
August	0.9839	0.9568	0.9700
September	0.9792	0.9435	0.9670
October	0.9537	0.9400	0.9455
November	0.9870	0.9450	0.9703
December	0.9892	0.9725	0.9828