2014 PEN to SAR Historical Review

YEARLY HIGH

1.3563 SAR

YEARLY LOW

1.2549 SAR

YEARLY AVERAGE

1.3219 SAR

2014 PEN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 1.3563. Conversely, the yearly low was recorded on December 30, dropping to 1.2549.

This high-to-low spread represents a total annual volatility of 0.1014 SAR. From a start-to-finish perspective, comparing the January average rate of 1.3349 to the December average rate of 1.2669, the exchange rate registered a net change of -5.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.3563 was down 8.23% compared to the 2013 peak of 1.4779, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 6,782 SAR

2013 Average 6,947 SAR

Yearly Trough Low 6,275 SAR

Transaction Impact: A difference of 506.79 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.3541

1.2590

JanuMarcMayJulySeptNove

PEN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3390, compared to 1.3047 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0343 points.

H1 Avg (Jan–Jun) 1.3390

H2 Avg (Jul–Dec) 1.3047

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0282 SAR (High: 1.2832 / Low: 1.2549). On the other end, March was the most stable month, with a tight range of 0.0085 SAR (High: 1.3411 / Low: 1.3326).

December Spread (Volatile) ±0.0282

March Spread (Stable) ±0.0085

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0240 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0240

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 1.3441) against the same month in 2013 (average: 1.4195), the exchange rate shifted by -0.0754 (-5.31%).

2014 Avg (May) 1.3441

2013 Avg (May) 1.4195

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3427	1.3282	1.3349
February	1.3387	1.3269	1.3327
March	1.3411	1.3326	1.3364
April	1.3528	1.3331	1.3433
May	1.3563	1.3357	1.3441
June	1.3559	1.3371	1.3427
July	1.3517	1.3410	1.3462
August	1.3430	1.3163	1.3327
September	1.3159	1.2950	1.3087
October	1.2988	1.2831	1.2911
November	1.2901	1.2776	1.2829
December	1.2832	1.2549	1.2669