2012 PHP to HTG Historical Review

YEARLY HIGH

1.0341 HTG

YEARLY LOW

0.9142 HTG

YEARLY AVERAGE

0.9881 HTG

2012 PHP to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PHP to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 1.0341. Conversely, the yearly low was recorded on January 8, dropping to 0.9142.

This high-to-low spread represents a total annual volatility of 0.1199 HTG. From a start-to-finish perspective, comparing the January average rate of 0.9290 to the December average rate of 1.0275, the exchange rate registered a net change of 10.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0341 was up 6.22% compared to the 2011 peak of 0.9735, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 258,523 HTG

2011 Average 234,465 HTG

Yearly Trough Low 228,559 HTG

Transaction Impact: A difference of 29,964.08 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0374

0.9192

JanuMarcMayJulySeptNove

PHP to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9621, compared to 1.0140 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0518 points.

H1 Avg (Jan–Jun) 0.9621

H2 Avg (Jul–Dec) 1.0140

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 0.0397 HTG (High: 1.0042 / Low: 0.9645). On the other end, February was the most stable month, with a tight range of 0.0111 HTG (High: 0.9558 / Low: 0.9447).

June Spread (Volatile) ±0.0397

February Spread (Stable) ±0.0111

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0054 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.0275) against the same month in 2011 (average: 0.9273), the exchange rate shifted by +0.1002 (+10.81%).

2012 Avg (December) 1.0275

2011 Avg (December) 0.9273

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9472	0.9142	0.9290
February	0.9558	0.9447	0.9495
March	0.9687	0.9516	0.9597
April	0.9962	0.9581	0.9704
May	0.9959	0.9584	0.9790
June	1.0042	0.9645	0.9852
July	1.0147	0.9963	1.0047
August	1.0115	0.9901	0.9994
September	1.0157	0.9984	1.0086
October	1.0258	1.0107	1.0184
November	1.0328	1.0194	1.0253
December	1.0341	1.0209	1.0275