2026 PHP to HTG Historical Review

YEARLY HIGH

2.2773 HTG

YEARLY LOW

2.1134 HTG

YEARLY AVERAGE

2.1763 HTG

2026 PHP to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 2.2773. Conversely, the yearly low was recorded on July 23, dropping to 2.1134.

This high-to-low spread represents a total annual volatility of 0.1640 HTG. From a start-to-finish perspective, comparing the January average rate of 2.2140 to the December average rate of 2.1225, the exchange rate registered a net change of -4.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.2773 was down 3.77% compared to the 2025 peak of 2.3667, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 569,332 HTG

2025 Average 569,428 HTG

Yearly Trough Low 528,343 HTG

Transaction Impact: A difference of 40,989.10 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.2651

2.1095

JanuMarcMayJuly

PHP to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1853, compared to 2.1225 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0628 points.

H1 Avg (Jan–Jun) 2.1853

H2 Avg (Jul–Dec) 2.1225

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1086 HTG (High: 2.2671 / Low: 2.1585). On the other end, May was the most stable month, with a tight range of 0.0132 HTG (High: 2.1383 / Low: 2.1251).

March Spread (Volatile) ±0.1086

May Spread (Stable) ±0.0132

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0514 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0514

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 2.2522) against the same month in 2025 (average: 2.2585), the exchange rate shifted by -0.0063 (-0.28%).

2026 Avg (February) 2.2522

2025 Avg (February) 2.2585

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2275	2.1995	2.2140
February	2.2773	2.2210	2.2522
March	2.2671	2.1585	2.2008
April	2.2077	2.1252	2.1773
May	2.1383	2.1251	2.1304
June	2.1688	2.1165	2.1371
July	2.1309	2.1134	2.1225