YEARLY HIGH
2.0442 HTG
YEARLY LOW
1.4840 HTG
YEARLY AVERAGE
1.8175 HTG

2021 PHP to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 2.0442. Conversely, the yearly low was recorded on January 12, dropping to 1.4840.

This high-to-low spread represents a total annual volatility of 0.5602 HTG. From a start-to-finish perspective, comparing the January average rate of 1.5175 to the December average rate of 2.0002, the exchange rate registered a net change of 31.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.0442 was down 12.22% compared to the 2020 peak of 2.3288, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 511,043 HTG
2020 Average 473,287 HTG
Yearly Trough Low 370,997 HTG
Transaction Impact: A difference of 140,046.10 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.0485
1.4692
JanuMarcMayJulySeptNove

PHP to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6845, compared to 1.9505 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2660 points.

H1 Avg (Jan–Jun) 1.6845
H2 Avg (Jul–Dec) 1.9505

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.1622 HTG (High: 2.0383 / Low: 1.8760). On the other end, November was the most stable month, with a tight range of 0.0534 HTG (High: 1.9931 / Low: 1.9397).

August Spread (Volatile) ±0.1622
November Spread (Stable) ±0.0534

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0248 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0248

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 2.0002) against the same month in 2020 (average: 1.4545), the exchange rate shifted by +0.5457 (+37.52%).

2021 Avg (December) 2.0002
2020 Avg (December) 1.4545

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5439 1.4840 1.5175
February 1.5645 1.4973 1.5271
March 1.6565 1.5484 1.6113
April 1.7737 1.6374 1.6963
May 1.9080 1.7792 1.8426
June 1.9468 1.8680 1.9123
July 1.9192 1.8397 1.8875
August 2.0383 1.8760 1.9377
September 1.9955 1.9112 1.9556
October 2.0071 1.9224 1.9599
November 1.9931 1.9397 1.9619
December 2.0442 1.9529 2.0002