2015 PHP to HTG Historical Review

YEARLY HIGH

1.2513 HTG

YEARLY LOW

1.0318 HTG

YEARLY AVERAGE

1.1145 HTG

2015 PHP to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PHP to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on July 22, valuing the pair at 1.2513. Conversely, the yearly low was recorded on January 7, dropping to 1.0318.

This high-to-low spread represents a total annual volatility of 0.2195 HTG. From a start-to-finish perspective, comparing the January average rate of 1.0445 to the December average rate of 1.1959, the exchange rate registered a net change of 14.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.2513 was up 19.56% compared to the 2014 peak of 1.0466, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 312,831 HTG

2014 Average 250,962 HTG

Yearly Trough Low 257,958 HTG

Transaction Impact: A difference of 54,872.69 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.2302

1.0276

JanuMarcMayJulySeptNove

PHP to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0598, compared to 1.1691 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1093 points.

H1 Avg (Jan–Jun) 1.0598

H2 Avg (Jul–Dec) 1.1691

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.1241 HTG (High: 1.2398 / Low: 1.1158). On the other end, April was the most stable month, with a tight range of 0.0118 HTG (High: 1.0756 / Low: 1.0638).

August Spread (Volatile) ±0.1241

April Spread (Stable) ±0.0118

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0567 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0567

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 1.2133) against the same month in 2014 (average: 1.0320), the exchange rate shifted by +0.1812 (+17.56%).

2015 Avg (July) 1.2133

2014 Avg (July) 1.0320

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0580	1.0318	1.0445
February	1.0619	1.0476	1.0541
March	1.0610	1.0387	1.0553
April	1.0756	1.0638	1.0698
May	1.0771	1.0574	1.0698
June	1.0822	1.0549	1.0653
July	1.2513	1.1533	1.2133
August	1.2398	1.1158	1.1565
September	1.1459	1.1230	1.1323
October	1.1710	1.1327	1.1548
November	1.1795	1.1507	1.1618
December	1.2128	1.1828	1.1959