2020 PHP to HTG Historical Review

YEARLY HIGH

2.3288 HTG

YEARLY LOW

1.2847 HTG

YEARLY AVERAGE

1.8934 HTG

2020 PHP to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 2.3288. Conversely, the yearly low was recorded on October 22, dropping to 1.2847.

This high-to-low spread represents a total annual volatility of 1.0441 HTG. From a start-to-finish perspective, comparing the January average rate of 1.9324 to the December average rate of 1.4545, the exchange rate registered a net change of -24.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.3288 was up 20.36% compared to the 2019 peak of 1.9348, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 582,200 HTG

2019 Average 436,475 HTG

Yearly Trough Low 321,167 HTG

Transaction Impact: A difference of 261,032.80 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.3937

1.2101

JanuMarcMayJulySeptNove

PHP to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9790, compared to 1.8079 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1711 points.

H1 Avg (Jan–Jun) 1.9790

H2 Avg (Jul–Dec) 1.8079

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.2637 HTG (High: 1.9975 / Low: 1.7338). On the other end, August was the most stable month, with a tight range of 0.0647 HTG (High: 2.3183 / Low: 2.2536).

February Spread (Volatile) ±0.2637

August Spread (Stable) ±0.0647

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.9187 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.9187

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 2.2274) against the same month in 2019 (average: 1.8364), the exchange rate shifted by +0.3910 (+21.29%).

2020 Avg (September) 2.2274

2019 Avg (September) 1.8364

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9565	1.8597	1.9324
February	1.9975	1.7338	1.9235
March	1.8789	1.7374	1.8507
April	1.9453	1.8657	1.9032
May	2.1475	2.0781	2.1045
June	2.2045	2.1246	2.1596
July	2.2720	2.1971	2.2310
August	2.3183	2.2536	2.2950
September	2.3288	2.1717	2.2274
October	1.3887	1.2847	1.3087
November	1.3756	1.3010	1.3307
December	1.5132	1.3663	1.4545