2025 PHP to HTG Historical Review

YEARLY HIGH

2.3667 HTG

YEARLY LOW

2.2059 HTG

YEARLY AVERAGE

2.2776 HTG

2025 PHP to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on May 11, valuing the pair at 2.3667. Conversely, the yearly low was recorded on December 9, dropping to 2.2059.

This high-to-low spread represents a total annual volatility of 0.1608 HTG. From a start-to-finish perspective, comparing the January average rate of 2.2343 to the December average rate of 2.2260, the exchange rate registered a net change of -0.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.3667 was down 1.22% compared to the 2024 peak of 2.3960, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 591,667 HTG

2024 Average 576,143 HTG

Yearly Trough Low 551,475 HTG

Transaction Impact: A difference of 40,192.02 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.3656

2.2113

JanuMarcMayJulySeptNove

PHP to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2925, compared to 2.2628 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0297 points.

H1 Avg (Jan–Jun) 2.2925

H2 Avg (Jul–Dec) 2.2628

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0818 HTG (High: 2.3150 / Low: 2.2332). On the other end, May was the most stable month, with a tight range of 0.0314 HTG (High: 2.3667 / Low: 2.3353).

August Spread (Volatile) ±0.0818

May Spread (Stable) ±0.0314

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0405 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0405

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 2.3528) against the same month in 2024 (average: 2.2963), the exchange rate shifted by +0.0565 (+2.46%).

2025 Avg (May) 2.3528

2024 Avg (May) 2.2963

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2521	2.2138	2.2343
February	2.2826	2.2157	2.2585
March	2.2938	2.2601	2.2834
April	2.3359	2.2741	2.2998
May	2.3667	2.3353	2.3528
June	2.3569	2.2872	2.3262
July	2.3317	2.2511	2.3075
August	2.3150	2.2332	2.2916
September	2.3063	2.2421	2.2839
October	2.2623	2.2170	2.2434
November	2.2565	2.2137	2.2241
December	2.2402	2.2059	2.2260