YEARLY HIGH
15.8333 BIF
YEARLY LOW
14.1050 BIF
YEARLY AVERAGE
15.0216 BIF

2012 PKR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PKR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 15.8333. Conversely, the yearly low was recorded on March 8, dropping to 14.1050.

This high-to-low spread represents a total annual volatility of 1.7283 BIF. From a start-to-finish perspective, comparing the January average rate of 14.3818 to the December average rate of 15.6784, the exchange rate registered a net change of 9.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 15.8333 was up 6.89% compared to the 2011 peak of 14.8133, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 7,916,632 BIF
2011 Average 7,002,543 BIF
Yearly Trough Low 7,052,505 BIF
Transaction Impact: A difference of 864,126.54 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

15.8185
14.1372
JanuMarcMayJulySeptNove

PKR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.6068, compared to 15.4363 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8295 points.

H1 Avg (Jan–Jun) 14.6068
H2 Avg (Jul–Dec) 15.4363

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 1.0468 BIF (High: 15.1877 / Low: 14.1409). On the other end, February was the most stable month, with a tight range of 0.1979 BIF (High: 14.4127 / Low: 14.2149).

April Spread (Volatile) ±1.0468
February Spread (Stable) ±0.1979

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3223 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.3223

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 15.6784) against the same month in 2011 (average: 14.3975), the exchange rate shifted by +1.2809 (+8.90%).

2012 Avg (December) 15.6784
2011 Avg (December) 14.3975

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.6987 14.2318 14.3818
February 14.4127 14.2149 14.3347
March 14.3994 14.1050 14.2773
April 15.1877 14.1409 14.4994
May 15.4644 14.9824 15.2351
June 15.1228 14.7826 14.9128
July 15.3577 14.8780 15.1159
August 15.4463 15.1345 15.3013
September 15.6665 15.1896 15.4180
October 15.5997 15.3936 15.5282
November 15.8146 15.2958 15.5761
December 15.8333 15.3754 15.6784