YEARLY HIGH
11.5242 BIF
YEARLY LOW
8.5359 BIF
YEARLY AVERAGE
10.0829 BIF

2022 PKR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PKR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 11, valuing the pair at 11.5242. Conversely, the yearly low was recorded on July 30, dropping to 8.5359.

This high-to-low spread represents a total annual volatility of 2.9882 BIF. From a start-to-finish perspective, comparing the January average rate of 11.3410 to the December average rate of 9.1777, the exchange rate registered a net change of -19.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 11.5242 was down 11.24% compared to the 2021 peak of 12.9841, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 5,762,082 BIF
2021 Average 6,070,876 BIF
Yearly Trough Low 4,267,958 BIF
Transaction Impact: A difference of 1,494,124.08 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

11.6801
8.6755
JanuMarcMayJulySeptNove

PKR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.9215, compared to 9.2443 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.6772 points.

H1 Avg (Jan–Jun) 10.9215
H2 Avg (Jul–Dec) 9.2443

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 1.5228 BIF (High: 10.0587 / Low: 8.5359). On the other end, December was the most stable month, with a tight range of 0.1300 BIF (High: 9.2317 / Low: 9.1017).

July Spread (Volatile) ±1.5228
December Spread (Stable) ±0.1300

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.5480 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.5480

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 11.4297) against the same month in 2021 (average: 12.2389), the exchange rate shifted by -0.8092 (-6.61%).

2022 Avg (February) 11.4297
2021 Avg (February) 12.2389

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 11.4236 11.1976 11.3410
February 11.5242 11.3040 11.4297
March 11.4218 11.0823 11.2461
April 11.2313 10.7456 11.0047
May 10.9937 10.0399 10.4913
June 10.3982 9.6476 10.0163
July 10.0587 8.5359 9.4683
August 9.6279 8.5901 9.3189
September 9.4375 8.5384 8.9259
October 9.4843 8.9785 9.3120
November 9.3420 9.1980 9.2630
December 9.2317 9.1017 9.1777