YEARLY HIGH
10.8346 BIF
YEARLY LOW
10.2208 BIF
YEARLY AVERAGE
10.6738 BIF

2026 PKR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PKR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 1, valuing the pair at 10.8346. Conversely, the yearly low was recorded on March 9, dropping to 10.2208.

This high-to-low spread represents a total annual volatility of 0.6138 BIF. From a start-to-finish perspective, comparing the January average rate of 10.5742 to the December average rate of 10.8346, the exchange rate registered a net change of 2.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 10.8346 was up 1.36% compared to the 2025 peak of 10.6893, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 5,417,282 BIF
2025 Average 5,250,724 BIF
Yearly Trough Low 5,110,395 BIF
Transaction Impact: A difference of 306,887.01 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

10.8606
10.5481
JanuMarcMayJuly

PKR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6385, compared to 10.7796 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1411 points.

H1 Avg (Jan–Jun) 10.6385
H2 Avg (Jul–Dec) 10.7796

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.4302 BIF (High: 10.6510 / Low: 10.2208). On the other end, August was the most stable month, with a tight range of 0.0000 BIF (High: 10.8346 / Low: 10.8346).

March Spread (Volatile) ±0.4302
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. No significant month-over-month rate declines were detected.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2026: 10.8346) against the same month in 2025 (average: 10.4870), the exchange rate shifted by +0.3476 (+3.31%).

2026 Avg (August) 10.8346
2025 Avg (August) 10.4870

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.6020 10.5120 10.5742
February 10.6175 10.5590 10.5986
March 10.6510 10.2208 10.6064
April 10.6832 10.6001 10.6541
May 10.6985 10.6753 10.6844
June 10.7532 10.6707 10.7134
July 10.7703 10.6955 10.7247
August 10.8346 10.8346 10.8346