2025 PKR to BIF Historical Review

YEARLY HIGH

10.6893 BIF

YEARLY LOW

10.0353 BIF

YEARLY AVERAGE

10.5019 BIF

2025 PKR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PKR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 10.6893. Conversely, the yearly low was recorded on March 10, dropping to 10.0353.

This high-to-low spread represents a total annual volatility of 0.6540 BIF. From a start-to-finish perspective, comparing the January average rate of 10.5829 to the December average rate of 10.5476, the exchange rate registered a net change of -0.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 10.6893 was up 0.50% compared to the 2024 peak of 10.6365, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 5,344,633 BIF

2024 Average 5,180,029 BIF

Yearly Trough Low 5,017,649 BIF

Transaction Impact: A difference of 326,983.18 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

10.5988

10.4075

JanuMarcMayJulySeptNove

PKR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.5295, compared to 10.4743 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0552 points.

H1 Avg (Jan–Jun) 10.5295

H2 Avg (Jul–Dec) 10.4743

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.6540 BIF (High: 10.6893 / Low: 10.0353). On the other end, December was the most stable month, with a tight range of 0.1147 BIF (High: 10.5823 / Low: 10.4675).

March Spread (Volatile) ±0.6540

December Spread (Stable) ±0.1147

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0775 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0775

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 10.5346) against the same month in 2024 (average: 10.2675), the exchange rate shifted by +0.2671 (+2.60%).

2025 Avg (March) 10.5346

2024 Avg (March) 10.2675

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.6411	10.4611	10.5829
February	10.6455	10.4712	10.5728
March	10.6893	10.0353	10.5346
April	10.6112	10.4204	10.5532
May	10.5669	10.3973	10.4757
June	10.5582	10.3640	10.4577
July	10.5187	10.2694	10.4234
August	10.5416	10.3637	10.4870
September	10.5786	10.3743	10.4863
October	10.5567	10.4005	10.4483
November	10.5710	10.3627	10.4529
December	10.5823	10.4675	10.5476