2014 PKR to BIF Historical Review

YEARLY HIGH

16.0818 BIF

YEARLY LOW

14.6066 BIF

YEARLY AVERAGE

15.3747 BIF

2014 PKR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PKR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 15, valuing the pair at 16.0818. Conversely, the yearly low was recorded on January 16, dropping to 14.6066.

This high-to-low spread represents a total annual volatility of 1.4752 BIF. From a start-to-finish perspective, comparing the January average rate of 14.6863 to the December average rate of 15.5199, the exchange rate registered a net change of 5.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 16.0818 was down 0.33% compared to the 2013 peak of 16.1343, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 8,040,885 BIF

2013 Average 7,640,835 BIF

Yearly Trough Low 7,303,306 BIF

Transaction Impact: A difference of 737,579.50 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

15.9947

14.5673

JanuMarcMayJulySeptNove

PKR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.3646, compared to 15.3847 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0201 points.

H1 Avg (Jan–Jun) 15.3646

H2 Avg (Jul–Dec) 15.3847

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 1.1629 BIF (High: 15.9361 / Low: 14.7732). On the other end, January was the most stable month, with a tight range of 0.1379 BIF (High: 14.7445 / Low: 14.6066).

March Spread (Volatile) ±1.1629

January Spread (Stable) ±0.1379

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3816 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3816

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2014: 15.8757) against the same month in 2013 (average: 15.9713), the exchange rate shifted by -0.0955 (-0.60%).

2014 Avg (April) 15.8757

2013 Avg (April) 15.9713

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.7445	14.6066	14.6863
February	14.8250	14.6465	14.7531
March	15.9361	14.7732	15.4983
April	16.0818	15.6696	15.8757
May	15.7897	15.6029	15.6812
June	15.7836	15.6198	15.6929
July	15.7707	15.5508	15.6899
August	15.7274	15.1449	15.4916
September	15.1898	15.0053	15.1100
October	15.2987	14.9179	15.1716
November	15.4410	15.1247	15.3254
December	15.6740	15.3102	15.5199