YEARLY HIGH
16.0894 BIF
YEARLY LOW
14.6573 BIF
YEARLY AVERAGE
15.2496 BIF

2015 PKR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PKR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 16.0894. Conversely, the yearly low was recorded on December 28, dropping to 14.6573.

This high-to-low spread represents a total annual volatility of 1.4320 BIF. From a start-to-finish perspective, comparing the January average rate of 15.5449 to the December average rate of 14.8425, the exchange rate registered a net change of -4.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 16.0894 was up 0.05% compared to the 2014 peak of 16.0818, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 8,044,689 BIF
2014 Average 7,689,191 BIF
Yearly Trough Low 7,328,672 BIF
Transaction Impact: A difference of 716,017.52 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

15.9185
14.6643
JanuMarcMayJulySeptNove

PKR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.4269, compared to 15.0722 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3547 points.

H1 Avg (Jan–Jun) 15.4269
H2 Avg (Jul–Dec) 15.0722

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.8151 BIF (High: 16.0894 / Low: 15.2743). On the other end, March was the most stable month, with a tight range of 0.2128 BIF (High: 15.5072 / Low: 15.2944).

July Spread (Volatile) ±0.8151
March Spread (Stable) ±0.2128

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.6228 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.6228

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 15.8140) against the same month in 2014 (average: 15.6899), the exchange rate shifted by +0.1241 (+0.79%).

2015 Avg (July) 15.8140
2014 Avg (July) 15.6899

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 15.6451 15.4178 15.5449
February 15.5641 15.3322 15.4603
March 15.5072 15.2944 15.4043
April 15.4990 15.2412 15.3850
May 15.4894 15.2728 15.3930
June 15.6193 15.2769 15.3742
July 16.0894 15.2743 15.8140
August 15.3824 14.8759 15.1911
September 15.0855 14.7373 14.9142
October 15.0020 14.7381 14.9028
November 14.8876 14.6583 14.7688
December 15.0101 14.6573 14.8425