2012 PKR to HRK Historical Review

YEARLY HIGH

0.0661 HRK

YEARLY LOW

0.0581 HRK

YEARLY AVERAGE

0.0627 HRK

2012 PKR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PKR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 0.0661. Conversely, the yearly low was recorded on December 19, dropping to 0.0581.

This high-to-low spread represents a total annual volatility of 0.0080 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0649 to the December average rate of 0.0591, the exchange rate registered a net change of -8.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0661 was down 1.06% compared to the 2011 peak of 0.0668, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 33,034 HRK

2011 Average 30,961 HRK

Yearly Trough Low 29,033 HRK

Transaction Impact: A difference of 4,000.92 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0655

0.0585

JanuMarcMayJulySeptNove

PKR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0637, compared to 0.0618 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0637

H2 Avg (Jul–Dec) 0.0618

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0037 HRK (High: 0.0659 / Low: 0.0622). On the other end, October was the most stable month, with a tight range of 0.0011 HRK (High: 0.0611 / Low: 0.0600).

May Spread (Volatile) ±0.0037

October Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0029 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0649) against the same month in 2011 (average: 0.0646), the exchange rate shifted by +0.0003 (+0.43%).

2012 Avg (January) 0.0649

2011 Avg (January) 0.0646

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0661	0.0636	0.0649
February	0.0642	0.0619	0.0632
March	0.0636	0.0618	0.0628
April	0.0632	0.0620	0.0628
May	0.0659	0.0622	0.0644
June	0.0653	0.0630	0.0639
July	0.0657	0.0629	0.0647
August	0.0651	0.0630	0.0640
September	0.0631	0.0597	0.0612
October	0.0611	0.0600	0.0606
November	0.0618	0.0600	0.0612
December	0.0602	0.0581	0.0591