2026 PKR to HRK Historical Review

YEARLY HIGH

0.0239 HRK

YEARLY LOW

0.0224 HRK

YEARLY AVERAGE

0.0233 HRK

2026 PKR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PKR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 0.0239. Conversely, the yearly low was recorded on January 27, dropping to 0.0224.

This high-to-low spread represents a total annual volatility of 0.0015 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0229 to the December average rate of 0.0236, the exchange rate registered a net change of 2.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0239 was down 9.63% compared to the 2025 peak of 0.0264, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 11,935 HRK

2025 Average 11,860 HRK

Yearly Trough Low 11,205 HRK

Transaction Impact: A difference of 729.03 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0238

0.0227

JanuMarcMayJuly

PKR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0232, compared to 0.0237 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0232

H2 Avg (Jul–Dec) 0.0237

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0008 HRK (High: 0.0232 / Low: 0.0224). On the other end, August was the most stable month, with a tight range of 0.0000 HRK (High: 0.0236 / Low: 0.0236).

January Spread (Volatile) ±0.0008

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.0237) against the same month in 2025 (average: 0.0227), the exchange rate shifted by +0.0011 (+4.68%).

2026 Avg (July) 0.0237

2025 Avg (July) 0.0227

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0232	0.0224	0.0229
February	0.0229	0.0225	0.0228
March	0.0236	0.0230	0.0234
April	0.0235	0.0229	0.0231
May	0.0233	0.0231	0.0232
June	0.0239	0.0232	0.0235
July	0.0239	0.0237	0.0237
August	0.0236	0.0236	0.0236