2021 PKR to HRK Historical Review

YEARLY HIGH

0.0423 HRK

YEARLY LOW

0.0370 HRK

YEARLY AVERAGE

0.0391 HRK

2021 PKR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 0.0423. Conversely, the yearly low was recorded on October 26, dropping to 0.0370.

This high-to-low spread represents a total annual volatility of 0.0053 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0387 to the December average rate of 0.0375, the exchange rate registered a net change of -3.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0423 was down 5.93% compared to the 2020 peak of 0.0450, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 21,148 HRK

2020 Average 20,453 HRK

Yearly Trough Low 18,521 HRK

Transaction Impact: A difference of 2,627.50 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0417

0.0371

JanuMarcMayJulySeptNove

PKR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0401, compared to 0.0382 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0401

H2 Avg (Jul–Dec) 0.0382

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0026 HRK (High: 0.0423 / Low: 0.0397). On the other end, February was the most stable month, with a tight range of 0.0007 HRK (High: 0.0397 / Low: 0.0390).

March Spread (Volatile) ±0.0026

February Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0010 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.0408) against the same month in 2020 (average: 0.0432), the exchange rate shifted by -0.0024 (-5.63%).

2021 Avg (March) 0.0408

2020 Avg (March) 0.0432

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0390	0.0382	0.0387
February	0.0397	0.0390	0.0393
March	0.0423	0.0397	0.0408
April	0.0422	0.0405	0.0413
May	0.0410	0.0397	0.0404
June	0.0403	0.0395	0.0398
July	0.0402	0.0389	0.0397
August	0.0391	0.0380	0.0387
September	0.0381	0.0373	0.0378
October	0.0381	0.0370	0.0377
November	0.0384	0.0373	0.0380
December	0.0380	0.0371	0.0375