2014 PKR to HRK Historical Review

YEARLY HIGH

0.0628 HRK

YEARLY LOW

0.0525 HRK

YEARLY AVERAGE

0.0570 HRK

2014 PKR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PKR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0628. Conversely, the yearly low was recorded on January 1, dropping to 0.0525.

This high-to-low spread represents a total annual volatility of 0.0103 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0531 to the December average rate of 0.0618, the exchange rate registered a net change of 16.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0628 was up 4.10% compared to the 2013 peak of 0.0603, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 31,408 HRK

2013 Average 28,149 HRK

Yearly Trough Low 26,269 HRK

Transaction Impact: A difference of 5,138.74 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0626

0.0523

JanuMarcMayJulySeptNove

PKR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0552, compared to 0.0588 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.0552

H2 Avg (Jul–Dec) 0.0588

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0040 HRK (High: 0.0569 / Low: 0.0529). On the other end, February was the most stable month, with a tight range of 0.0008 HRK (High: 0.0537 / Low: 0.0529).

March Spread (Volatile) ±0.0040

February Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0005 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0618) against the same month in 2013 (average: 0.0521), the exchange rate shifted by +0.0097 (+18.60%).

2014 Avg (December) 0.0618

2013 Avg (December) 0.0521

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0537	0.0525	0.0531
February	0.0537	0.0529	0.0533
March	0.0569	0.0529	0.0553
April	0.0573	0.0557	0.0566
May	0.0565	0.0552	0.0560
June	0.0569	0.0561	0.0565
July	0.0578	0.0562	0.0569
August	0.0579	0.0568	0.0573
September	0.0590	0.0567	0.0577
October	0.0595	0.0583	0.0588
November	0.0610	0.0594	0.0603
December	0.0628	0.0604	0.0618