2024 PKR to HRK Historical Review

YEARLY HIGH

0.0262 HRK

YEARLY LOW

0.0242 HRK

YEARLY AVERAGE

0.0250 HRK

2024 PKR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the PKR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.0262. Conversely, the yearly low was recorded on August 24, dropping to 0.0242.

This high-to-low spread represents a total annual volatility of 0.0020 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0247 to the December average rate of 0.0259, the exchange rate registered a net change of 4.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0262 was down 17.02% compared to the 2023 peak of 0.0315, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 13,082 HRK

2023 Average 12,516 HRK

Yearly Trough Low 12,080 HRK

Transaction Impact: A difference of 1,002.03 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0260

0.0242

JanuMarcMayJulySeptNove

PKR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0250, compared to 0.0250 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0250

H2 Avg (Jul–Dec) 0.0250

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0012 HRK (High: 0.0260 / Low: 0.0248). On the other end, September was the most stable month, with a tight range of 0.0003 HRK (High: 0.0246 / Low: 0.0242).

November Spread (Volatile) ±0.0012

September Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.0259) against the same month in 2023 (average: 0.0245), the exchange rate shifted by +0.0014 (+5.75%).

2024 Avg (December) 0.0259

2023 Avg (December) 0.0245

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0251	0.0244	0.0247
February	0.0253	0.0248	0.0250
March	0.0251	0.0247	0.0249
April	0.0255	0.0250	0.0253
May	0.0252	0.0249	0.0250
June	0.0254	0.0248	0.0251
July	0.0252	0.0247	0.0249
August	0.0251	0.0242	0.0246
September	0.0246	0.0242	0.0244
October	0.0252	0.0245	0.0249
November	0.0260	0.0248	0.0255
December	0.0262	0.0256	0.0259