YEARLY HIGH
0.0264 HRK
YEARLY LOW
0.0224 HRK
YEARLY AVERAGE
0.0237 HRK

2025 PKR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PKR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.0264. Conversely, the yearly low was recorded on July 23, dropping to 0.0224.

This high-to-low spread represents a total annual volatility of 0.0040 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0261 to the December average rate of 0.0229, the exchange rate registered a net change of -12.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0264 was up 0.94% compared to the 2024 peak of 0.0262, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 13,206 HRK
2024 Average 12,509 HRK
Yearly Trough Low 11,217 HRK
Transaction Impact: A difference of 1,988.44 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0265
0.0223
JanuMarcMayJulySeptNove

PKR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0246, compared to 0.0229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0246
H2 Avg (Jul–Dec) 0.0229

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0023 HRK (High: 0.0260 / Low: 0.0237). On the other end, December was the most stable month, with a tight range of 0.0003 HRK (High: 0.0231 / Low: 0.0228).

March Spread (Volatile) ±0.0023
December Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0261) against the same month in 2024 (average: 0.0247), the exchange rate shifted by +0.0014 (+5.87%).

2025 Avg (January) 0.0261
2024 Avg (January) 0.0247

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0264 0.0258 0.0261
February 0.0262 0.0256 0.0259
March 0.0260 0.0237 0.0249
April 0.0249 0.0233 0.0239
May 0.0242 0.0235 0.0237
June 0.0236 0.0225 0.0231
July 0.0233 0.0224 0.0227
August 0.0232 0.0227 0.0228
September 0.0229 0.0225 0.0227
October 0.0233 0.0227 0.0229
November 0.0233 0.0229 0.0231
December 0.0231 0.0228 0.0229