2012 QAR to HRK Historical Review

YEARLY HIGH

1.7055 HRK

YEARLY LOW

1.5460 HRK

YEARLY AVERAGE

1.6075 HRK

2012 QAR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the QAR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 1.7055. Conversely, the yearly low was recorded on February 28, dropping to 1.5460.

This high-to-low spread represents a total annual volatility of 0.1595 HRK. From a start-to-finish perspective, comparing the January average rate of 1.6088 to the December average rate of 1.5771, the exchange rate registered a net change of -1.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.7055 was up 6.38% compared to the 2011 peak of 1.6033, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 8,527 HRK

2011 Average 7,347 HRK

Yearly Trough Low 7,730 HRK

Transaction Impact: A difference of 797.68 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.6879

1.5535

JanuMarcMayJulySeptNove

QAR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5980, compared to 1.6171 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0191 points.

H1 Avg (Jan–Jun) 1.5980

H2 Avg (Jul–Dec) 1.6171

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1212 HRK (High: 1.6772 / Low: 1.5560). On the other end, April was the most stable month, with a tight range of 0.0290 HRK (High: 1.5753 / Low: 1.5464).

May Spread (Volatile) ±0.1212

April Spread (Stable) ±0.0290

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0725 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0725

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 1.6767) against the same month in 2011 (average: 1.4287), the exchange rate shifted by +0.2480 (+17.36%).

2012 Avg (July) 1.6767

2011 Avg (July) 1.4287

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6389	1.5774	1.6088
February	1.6007	1.5460	1.5751
March	1.5854	1.5460	1.5681
April	1.5753	1.5464	1.5647
May	1.6772	1.5560	1.6172
June	1.6806	1.6309	1.6541
July	1.7055	1.6354	1.6767
August	1.6845	1.6288	1.6585
September	1.6317	1.5511	1.5860
October	1.6034	1.5731	1.5897
November	1.6296	1.5937	1.6145
December	1.5988	1.5609	1.5771