2020 QAR to HRK Historical Review

YEARLY HIGH

1.9627 HRK

YEARLY LOW

1.6847 HRK

YEARLY AVERAGE

1.8164 HRK

2020 QAR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the QAR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 1.9627. Conversely, the yearly low was recorded on December 20, dropping to 1.6847.

This high-to-low spread represents a total annual volatility of 0.2780 HRK. From a start-to-finish perspective, comparing the January average rate of 1.8413 to the December average rate of 1.7012, the exchange rate registered a net change of -7.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.9627 was up 5.07% compared to the 2019 peak of 1.8680, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 9,813 HRK

2019 Average 9,100 HRK

Yearly Trough Low 8,423 HRK

Transaction Impact: A difference of 1,390.23 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.9406

1.6795

JanuMarcMayJulySeptNove

QAR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8782, compared to 1.7547 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1235 points.

H1 Avg (Jan–Jun) 1.8782

H2 Avg (Jul–Dec) 1.7547

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1555 HRK (High: 1.9627 / Low: 1.8072). On the other end, August was the most stable month, with a tight range of 0.0294 HRK (High: 1.7540 / Low: 1.7247).

March Spread (Volatile) ±0.1555

August Spread (Stable) ±0.0294

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0627 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0627

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.8803) against the same month in 2019 (average: 1.8043), the exchange rate shifted by +0.0761 (+4.22%).

2020 Avg (March) 1.8803

2019 Avg (March) 1.8043

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8551	1.8234	1.8413
February	1.8971	1.8429	1.8754
March	1.9627	1.8072	1.8803
April	1.9397	1.9005	1.9188
May	1.9246	1.8754	1.9062
June	1.8736	1.8290	1.8472
July	1.8477	1.7321	1.8052
August	1.7540	1.7247	1.7425
September	1.7828	1.7340	1.7577
October	1.7848	1.7546	1.7679
November	1.7862	1.7348	1.7536
December	1.7182	1.6847	1.7012