2014 QAR to HRK Historical Review

YEARLY HIGH

1.7369 HRK

YEARLY LOW

1.4977 HRK

YEARLY AVERAGE

1.5804 HRK

2014 QAR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the QAR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.7369. Conversely, the yearly low was recorded on May 6, dropping to 1.4977.

This high-to-low spread represents a total annual volatility of 0.2392 HRK. From a start-to-finish perspective, comparing the January average rate of 1.5388 to the December average rate of 1.7107, the exchange rate registered a net change of 11.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.7369 was up 6.57% compared to the 2013 peak of 1.6299, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 8,684 HRK

2013 Average 7,838 HRK

Yearly Trough Low 7,488 HRK

Transaction Impact: A difference of 1,196.06 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.7301

1.4970

JanuMarcMayJulySeptNove

QAR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5274, compared to 1.6335 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1061 points.

H1 Avg (Jan–Jun) 1.5274

H2 Avg (Jul–Dec) 1.6335

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0703 HRK (High: 1.6609 / Low: 1.5906). On the other end, June was the most stable month, with a tight range of 0.0172 HRK (High: 1.5378 / Low: 1.5205).

September Spread (Volatile) ±0.0703

June Spread (Stable) ±0.0172

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0186 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0186

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.7107) against the same month in 2013 (average: 1.5307), the exchange rate shifted by +0.1800 (+11.76%).

2014 Avg (December) 1.7107

2013 Avg (December) 1.5307

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5552	1.5209	1.5388
February	1.5576	1.5248	1.5394
March	1.5303	1.5101	1.5208
April	1.5303	1.5063	1.5164
May	1.5334	1.4977	1.5190
June	1.5378	1.5205	1.5298
July	1.5664	1.5214	1.5441
August	1.5936	1.5630	1.5737
September	1.6609	1.5906	1.6244
October	1.6781	1.6440	1.6594
November	1.7011	1.6774	1.6887
December	1.7369	1.6847	1.7107