YEARLY HIGH
2.0176 HRK
YEARLY LOW
1.7433 HRK
YEARLY AVERAGE
1.8340 HRK

2025 QAR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the QAR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 2.0176. Conversely, the yearly low was recorded on September 16, dropping to 1.7433.

This high-to-low spread represents a total annual volatility of 0.2743 HRK. From a start-to-finish perspective, comparing the January average rate of 1.9985 to the December average rate of 1.7655, the exchange rate registered a net change of -11.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.0176 was up 1.06% compared to the 2024 peak of 1.9964, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 10,088 HRK
2024 Average 9,561 HRK
Yearly Trough Low 8,716 HRK
Transaction Impact: A difference of 1,371.55 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.0220
1.7394
JanuMarcMayJulySeptNove

QAR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8946, compared to 1.7733 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1214 points.

H1 Avg (Jan–Jun) 1.8946
H2 Avg (Jul–Dec) 1.7733

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1151 HRK (High: 1.9126 / Low: 1.7975). On the other end, November was the most stable month, with a tight range of 0.0221 HRK (High: 1.8014 / Low: 1.7792).

April Spread (Volatile) ±0.1151
November Spread (Stable) ±0.0221

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0767 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0767

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.9985) against the same month in 2024 (average: 1.8961), the exchange rate shifted by +0.1024 (+5.40%).

2025 Avg (January) 1.9985
2024 Avg (January) 1.8961

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.0176 1.9717 1.9985
February 2.0089 1.9668 1.9859
March 1.9945 1.8915 1.9165
April 1.9126 1.7975 1.8398
May 1.8644 1.8149 1.8337
June 1.8198 1.7556 1.7935
July 1.8113 1.7506 1.7702
August 1.7980 1.7642 1.7762
September 1.7775 1.7433 1.7630
October 1.7900 1.7609 1.7752
November 1.8014 1.7792 1.7896
December 1.7815 1.7529 1.7655