2016 QAR to HRK Historical Review

YEARLY HIGH

1.9925 HRK

YEARLY LOW

1.7927 HRK

YEARLY AVERAGE

1.8694 HRK

2016 QAR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the QAR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 1.9925. Conversely, the yearly low was recorded on May 2, dropping to 1.7927.

This high-to-low spread represents a total annual volatility of 0.1998 HRK. From a start-to-finish perspective, comparing the January average rate of 1.9350 to the December average rate of 1.9642, the exchange rate registered a net change of 1.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.9925 was down 0.18% compared to the 2015 peak of 1.9960, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 9,963 HRK

2015 Average 9,421 HRK

Yearly Trough Low 8,963 HRK

Transaction Impact: A difference of 999.24 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.9790

1.8010

JanuMarcMayJulySeptNove

QAR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8605, compared to 1.8783 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0178 points.

H1 Avg (Jan–Jun) 1.8605

H2 Avg (Jul–Dec) 1.8783

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1050 HRK (High: 1.9567 / Low: 1.8517). On the other end, September was the most stable month, with a tight range of 0.0224 HRK (High: 1.8473 / Low: 1.8249).

November Spread (Volatile) ±0.1050

September Spread (Stable) ±0.0224

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0476 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0476

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 1.9642) against the same month in 2015 (average: 1.9248), the exchange rate shifted by +0.0393 (+2.04%).

2016 Avg (December) 1.9642

2015 Avg (December) 1.9248

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9506	1.9218	1.9350
February	1.9347	1.8555	1.8885
March	1.9221	1.8172	1.8634
April	1.8309	1.8027	1.8158
May	1.8519	1.7927	1.8230
June	1.8730	1.8121	1.8370
July	1.8693	1.8374	1.8575
August	1.8517	1.8131	1.8334
September	1.8473	1.8249	1.8358
October	1.8954	1.8342	1.8665
November	1.9567	1.8517	1.9125
December	1.9925	1.9232	1.9642