2022 QAR to HRK Historical Review

YEARLY HIGH

2.1563 HRK

YEARLY LOW

1.8029 HRK

YEARLY AVERAGE

1.9657 HRK

2022 QAR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the QAR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 2.1563. Conversely, the yearly low was recorded on January 13, dropping to 1.8029.

This high-to-low spread represents a total annual volatility of 0.3534 HRK. From a start-to-finish perspective, comparing the January average rate of 1.8255 to the December average rate of 1.9544, the exchange rate registered a net change of 7.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 2.1563 was up 16.88% compared to the 2021 peak of 1.8449, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 QAR based on timing:

Yearly Peak High 10,782 HRK

2021 Average 8,737 HRK

Yearly Trough Low 9,015 HRK

Transaction Impact: A difference of 1,766.96 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

2.1295

1.7964

JanuMarcMayJulySeptNove

QAR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8946, compared to 2.0369 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1423 points.

H1 Avg (Jan–Jun) 1.8946

H2 Avg (Jul–Dec) 2.0369

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.1467 HRK (High: 2.1232 / Low: 1.9766). On the other end, March was the most stable month, with a tight range of 0.0476 HRK (High: 1.9113 / Low: 1.8637).

November Spread (Volatile) ±0.1467

March Spread (Stable) ±0.0476

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0766 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0766

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 2.0846) against the same month in 2021 (average: 1.7444), the exchange rate shifted by +0.3402 (+19.50%).

2022 Avg (September) 2.0846

2021 Avg (September) 1.7444

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8565	1.8029	1.8255
February	1.8535	1.8036	1.8242
March	1.9113	1.8637	1.8884
April	1.9795	1.8789	1.9193
May	1.9909	1.9201	1.9571
June	1.9809	1.9244	1.9531
July	2.0440	1.9707	2.0170
August	2.0761	1.9997	2.0383
September	2.1563	2.0405	2.0846
October	2.1318	2.0496	2.1018
November	2.1232	1.9766	2.0252
December	1.9812	1.9332	1.9544