2012 RSD to HRK Historical Review

YEARLY HIGH

0.0728 HRK

YEARLY LOW

0.0630 HRK

YEARLY AVERAGE

0.0667 HRK

2012 RSD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the RSD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.0728. Conversely, the yearly low was recorded on August 8, dropping to 0.0630.

This high-to-low spread represents a total annual volatility of 0.0099 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0720 to the December average rate of 0.0665, the exchange rate registered a net change of -7.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0728 was down 5.88% compared to the 2011 peak of 0.0774, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 364 HRK

2011 Average 366 HRK

Yearly Trough Low 315 HRK

Transaction Impact: A difference of 49.32 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0729

0.0627

JanuMarcMayJulySeptNove

RSD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0682, compared to 0.0652 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.0682

H2 Avg (Jul–Dec) 0.0652

Volatility Range Comparison

Volatility

The most volatile month in 2012 was February, with a trading range of 0.0043 HRK (High: 0.0724 / Low: 0.0681). On the other end, April was the most stable month, with a tight range of 0.0008 HRK (High: 0.0677 / Low: 0.0669).

February Spread (Volatile) ±0.0043

April Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0020 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0720) against the same month in 2011 (average: 0.0706), the exchange rate shifted by +0.0014 (+2.02%).

2012 Avg (January) 0.0720

2011 Avg (January) 0.0706

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0728	0.0712	0.0720
February	0.0724	0.0681	0.0702
March	0.0687	0.0676	0.0681
April	0.0677	0.0669	0.0673
May	0.0675	0.0644	0.0665
June	0.0662	0.0642	0.0653
July	0.0653	0.0633	0.0644
August	0.0640	0.0630	0.0635
September	0.0649	0.0631	0.0640
October	0.0675	0.0643	0.0660
November	0.0676	0.0659	0.0668
December	0.0671	0.0660	0.0665