YEARLY HIGH
0.0645 HRK
YEARLY LOW
0.0634 HRK
YEARLY AVERAGE
0.0642 HRK

2022 RSD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the RSD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 27, valuing the pair at 0.0645. Conversely, the yearly low was recorded on August 15, dropping to 0.0634.

This high-to-low spread represents a total annual volatility of 0.0011 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0640 to the December average rate of 0.0643, the exchange rate registered a net change of 0.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0645 was down 0.71% compared to the 2021 peak of 0.0650, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 322 HRK
2021 Average 320 HRK
Yearly Trough Low 317 HRK
Transaction Impact: A difference of 5.58 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0644
0.0640
JanuMarcMayJulySeptNove

RSD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0641, compared to 0.0642 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0641
H2 Avg (Jul–Dec) 0.0642

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0009 HRK (High: 0.0643 / Low: 0.0634). On the other end, June was the most stable month, with a tight range of 0.0002 HRK (High: 0.0642 / Low: 0.0640).

August Spread (Volatile) ±0.0009
June Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0001 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 0.0642) against the same month in 2021 (average: 0.0643), the exchange rate shifted by -0.0001 (-0.13%).

2022 Avg (April) 0.0642
2021 Avg (April) 0.0643

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0642 0.0638 0.0640
February 0.0644 0.0640 0.0641
March 0.0644 0.0640 0.0643
April 0.0645 0.0641 0.0642
May 0.0645 0.0639 0.0641
June 0.0642 0.0640 0.0641
July 0.0642 0.0639 0.0641
August 0.0643 0.0634 0.0640
September 0.0643 0.0640 0.0641
October 0.0643 0.0641 0.0642
November 0.0644 0.0641 0.0643
December 0.0644 0.0642 0.0643