2015 RSD to HRK Historical Review

YEARLY HIGH

0.0641 HRK

YEARLY LOW

0.0622 HRK

YEARLY AVERAGE

0.0631 HRK

2015 RSD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the RSD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 0.0641. Conversely, the yearly low was recorded on November 8, dropping to 0.0622.

This high-to-low spread represents a total annual volatility of 0.0019 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0628 to the December average rate of 0.0627, the exchange rate registered a net change of -0.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0641 was down 4.18% compared to the 2014 peak of 0.0669, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 321 HRK

2014 Average 326 HRK

Yearly Trough Low 311 HRK

Transaction Impact: A difference of 9.56 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0636

0.0626

JanuMarcMayJulySeptNove

RSD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0631, compared to 0.0630 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0631

H2 Avg (Jul–Dec) 0.0630

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.0017 HRK (High: 0.0641 / Low: 0.0624). On the other end, July was the most stable month, with a tight range of 0.0004 HRK (High: 0.0633 / Low: 0.0629).

February Spread (Volatile) ±0.0017

July Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 0.0635) against the same month in 2014 (average: 0.0661), the exchange rate shifted by -0.0025 (-3.85%).

2015 Avg (February) 0.0635

2014 Avg (February) 0.0661

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0637	0.0623	0.0628
February	0.0641	0.0624	0.0635
March	0.0638	0.0630	0.0635
April	0.0637	0.0629	0.0633
May	0.0632	0.0624	0.0627
June	0.0631	0.0626	0.0628
July	0.0633	0.0629	0.0631
August	0.0632	0.0626	0.0629
September	0.0639	0.0627	0.0631
October	0.0638	0.0629	0.0635
November	0.0633	0.0622	0.0630
December	0.0630	0.0623	0.0627