2014 RSD to HRK Historical Review

YEARLY HIGH

0.0669 HRK

YEARLY LOW

0.0626 HRK

YEARLY AVERAGE

0.0651 HRK

2014 RSD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the RSD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 0.0669. Conversely, the yearly low was recorded on December 17, dropping to 0.0626.

This high-to-low spread represents a total annual volatility of 0.0044 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0661 to the December average rate of 0.0631, the exchange rate registered a net change of -4.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0669 was down 2.65% compared to the 2013 peak of 0.0687, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 335 HRK

2013 Average 335 HRK

Yearly Trough Low 313 HRK

Transaction Impact: A difference of 21.84 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0665

0.0628

JanuMarcMayJulySeptNove

RSD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0659, compared to 0.0643 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.0659

H2 Avg (Jul–Dec) 0.0643

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0013 HRK (High: 0.0653 / Low: 0.0640). On the other end, June was the most stable month, with a tight range of 0.0003 HRK (High: 0.0657 / Low: 0.0654).

September Spread (Volatile) ±0.0013

June Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0008 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.0662) against the same month in 2013 (average: 0.0679), the exchange rate shifted by -0.0018 (-2.61%).

2014 Avg (March) 0.0662

2013 Avg (March) 0.0679

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0665	0.0659	0.0661
February	0.0662	0.0659	0.0661
March	0.0669	0.0659	0.0662
April	0.0663	0.0657	0.0660
May	0.0659	0.0654	0.0657
June	0.0657	0.0654	0.0656
July	0.0657	0.0653	0.0655
August	0.0655	0.0646	0.0650
September	0.0653	0.0640	0.0643
October	0.0644	0.0640	0.0642
November	0.0645	0.0636	0.0639
December	0.0636	0.0626	0.0631