2020 RSD to HRK Historical Review

YEARLY HIGH

0.0649 HRK

YEARLY LOW

0.0632 HRK

YEARLY AVERAGE

0.0641 HRK

2020 RSD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RSD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 22, valuing the pair at 0.0649. Conversely, the yearly low was recorded on February 2, dropping to 0.0632.

This high-to-low spread represents a total annual volatility of 0.0018 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0633 to the December average rate of 0.0641, the exchange rate registered a net change of 1.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0649 was up 1.43% compared to the 2019 peak of 0.0640, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 325 HRK

2019 Average 315 HRK

Yearly Trough Low 316 HRK

Transaction Impact: A difference of 8.95 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0647

0.0632

JanuMarcMayJulySeptNove

RSD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0641, compared to 0.0641 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0641

H2 Avg (Jul–Dec) 0.0641

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0017 HRK (High: 0.0649 / Low: 0.0633). On the other end, November was the most stable month, with a tight range of 0.0002 HRK (High: 0.0644 / Low: 0.0642).

March Spread (Volatile) ±0.0017

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2020: 0.0644) against the same month in 2019 (average: 0.0628), the exchange rate shifted by +0.0016 (+2.47%).

2020 Avg (June) 0.0644

2019 Avg (June) 0.0628

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0635	0.0632	0.0633
February	0.0635	0.0632	0.0634
March	0.0649	0.0633	0.0644
April	0.0649	0.0642	0.0646
May	0.0646	0.0640	0.0644
June	0.0649	0.0642	0.0644
July	0.0643	0.0633	0.0640
August	0.0641	0.0633	0.0638
September	0.0643	0.0640	0.0641
October	0.0645	0.0643	0.0644
November	0.0644	0.0642	0.0643
December	0.0642	0.0640	0.0641