YEARLY HIGH
0.0650 HRK
YEARLY LOW
0.0636 HRK
YEARLY AVERAGE
0.0643 HRK

2025 RSD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the RSD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 22, valuing the pair at 0.0650. Conversely, the yearly low was recorded on April 21, dropping to 0.0636.

This high-to-low spread represents a total annual volatility of 0.0015 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0644 to the December average rate of 0.0642, the exchange rate registered a net change of -0.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0650 was up 0.51% compared to the 2024 peak of 0.0647, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RSD based on timing:

Yearly Peak High 325 HRK
2024 Average 322 HRK
Yearly Trough Low 318 HRK
Transaction Impact: A difference of 7.39 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0644
0.0642
JanuMarcMayJulySeptNove

RSD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0643, compared to 0.0643 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0643
H2 Avg (Jul–Dec) 0.0643

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0015 HRK (High: 0.0650 / Low: 0.0636). On the other end, September was the most stable month, with a tight range of 0.0001 HRK (High: 0.0644 / Low: 0.0643).

April Spread (Volatile) ±0.0015
September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0001 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.0643) against the same month in 2024 (average: 0.0643), the exchange rate shifted by -0.0001 (-0.12%).

2025 Avg (April) 0.0643
2024 Avg (April) 0.0643

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0645 0.0643 0.0644
February 0.0645 0.0642 0.0643
March 0.0646 0.0640 0.0643
April 0.0650 0.0636 0.0643
May 0.0649 0.0638 0.0643
June 0.0644 0.0642 0.0643
July 0.0644 0.0643 0.0643
August 0.0644 0.0642 0.0643
September 0.0644 0.0643 0.0643
October 0.0645 0.0642 0.0643
November 0.0646 0.0642 0.0643
December 0.0643 0.0642 0.0642