2013 SAR to GHS Historical Review

YEARLY HIGH

0.6332 GHS

YEARLY LOW

0.5002 GHS

YEARLY AVERAGE

0.5507 GHS

2013 SAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.6332. Conversely, the yearly low was recorded on January 10, dropping to 0.5002.

This high-to-low spread represents a total annual volatility of 0.1330 GHS. From a start-to-finish perspective, comparing the January average rate of 0.5071 to the December average rate of 0.6199, the exchange rate registered a net change of 22.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.6332 was up 20.85% compared to the 2012 peak of 0.5240, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 3,166 GHS

2012 Average 2,468 GHS

Yearly Trough Low 2,501 GHS

Transaction Impact: A difference of 665.05 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.6312

0.4958

JanuMarcMayJulySeptNove

SAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5194, compared to 0.5819 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0625 points.

H1 Avg (Jan–Jun) 0.5194

H2 Avg (Jul–Dec) 0.5819

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0263 GHS (High: 0.6332 / Low: 0.6069). On the other end, February was the most stable month, with a tight range of 0.0093 GHS (High: 0.5145 / Low: 0.5052).

December Spread (Volatile) ±0.0263

February Spread (Stable) ±0.0093

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.6199) against the same month in 2012 (average: 0.5056), the exchange rate shifted by +0.1142 (+22.59%).

2013 Avg (December) 0.6199

2012 Avg (December) 0.5056

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5105	0.5002	0.5071
February	0.5145	0.5052	0.5089
March	0.5199	0.5085	0.5148
April	0.5257	0.5148	0.5201
May	0.5335	0.5224	0.5300
June	0.5425	0.5304	0.5356
July	0.5559	0.5374	0.5467
August	0.5734	0.5511	0.5633
September	0.5809	0.5710	0.5785
October	0.5907	0.5800	0.5835
November	0.6065	0.5909	0.5995
December	0.6332	0.6069	0.6199