2018 SAR to GHS Historical Review

YEARLY HIGH

1.3336 GHS

YEARLY LOW

1.1761 GHS

YEARLY AVERAGE

1.2485 GHS

2018 SAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 1.3336. Conversely, the yearly low was recorded on March 26, dropping to 1.1761.

This high-to-low spread represents a total annual volatility of 0.1575 GHS. From a start-to-finish perspective, comparing the January average rate of 1.2108 to the December average rate of 1.3110, the exchange rate registered a net change of 8.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.3336 was up 4.78% compared to the 2017 peak of 1.2727, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 6,668 GHS

2017 Average 5,865 GHS

Yearly Trough Low 5,881 GHS

Transaction Impact: A difference of 787.41 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.3239

1.1686

JanuMarcMayJulySeptNove

SAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2079, compared to 1.2890 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0811 points.

H1 Avg (Jan–Jun) 1.2079

H2 Avg (Jul–Dec) 1.2890

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.0749 GHS (High: 1.3332 / Low: 1.2583). On the other end, March was the most stable month, with a tight range of 0.0132 GHS (High: 1.1893 / Low: 1.1761).

September Spread (Volatile) ±0.0749

March Spread (Stable) ±0.0132

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0185 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0185

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 1.3110) against the same month in 2017 (average: 1.2029), the exchange rate shifted by +0.1081 (+8.98%).

2018 Avg (December) 1.3110

2017 Avg (December) 1.2029

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2204	1.2008	1.2108
February	1.2038	1.1838	1.1923
March	1.1893	1.1761	1.1816
April	1.1967	1.1771	1.1846
May	1.2549	1.1859	1.2185
June	1.2772	1.2487	1.2596
July	1.2866	1.2686	1.2781
August	1.2998	1.2579	1.2793
September	1.3332	1.2583	1.2768
October	1.3227	1.2765	1.2928
November	1.3243	1.2751	1.2960
December	1.3336	1.2827	1.3110