YEARLY HIGH
4.1438 GHS
YEARLY LOW
2.7196 GHS
YEARLY AVERAGE
3.3790 GHS

2025 SAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 22, valuing the pair at 4.1438. Conversely, the yearly low was recorded on June 8, dropping to 2.7196.

This high-to-low spread represents a total annual volatility of 1.4242 GHS. From a start-to-finish perspective, comparing the January average rate of 3.9814 to the December average rate of 3.0219, the exchange rate registered a net change of -24.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.1438 was down 5.56% compared to the 2024 peak of 4.3877, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 20,719 GHS
2024 Average 19,295 GHS
Yearly Trough Low 13,598 GHS
Transaction Impact: A difference of 7,120.89 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.2701
2.6033
JanuMarcMayJulySeptNove

SAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7828, compared to 2.9751 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8077 points.

H1 Avg (Jan–Jun) 3.7828
H2 Avg (Jul–Dec) 2.9751

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 1.2761 GHS (High: 4.0826 / Low: 2.8064). On the other end, July was the most stable month, with a tight range of 0.0475 GHS (High: 2.7998 / Low: 2.7523).

May Spread (Volatile) ±1.2761
July Spread (Stable) ±0.0475

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.8681 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.8681

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 4.1243) against the same month in 2024 (average: 3.3227), the exchange rate shifted by +0.8016 (+24.12%).

2025 Avg (February) 4.1243
2024 Avg (February) 3.3227

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0787 3.9079 3.9814
February 4.1438 4.0795 4.1243
March 4.1393 4.0897 4.1312
April 4.1378 3.8491 4.1074
May 4.0826 2.8064 3.6103
June 2.8066 2.7196 2.7422
July 2.7998 2.7523 2.7760
August 2.9767 2.7647 2.8711
September 3.3090 2.7980 3.1469
October 3.3600 2.8551 3.0948
November 3.0199 2.8981 2.9399
December 3.0707 2.8018 3.0219