YEARLY HIGH
3.8734 GHS
YEARLY LOW
1.2863 GHS
YEARLY AVERAGE
1.4364 GHS

2019 SAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 3.8734. Conversely, the yearly low was recorded on January 5, dropping to 1.2863.

This high-to-low spread represents a total annual volatility of 2.5871 GHS. From a start-to-finish perspective, comparing the January average rate of 1.3067 to the December average rate of 1.5191, the exchange rate registered a net change of 16.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 3.8734 was up 190.45% compared to the 2018 peak of 1.3336, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 19,367 GHS
2018 Average 6,244 GHS
Yearly Trough Low 6,432 GHS
Transaction Impact: A difference of 12,935.36 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.5404
1.2855
JanuMarcMayJulySeptNove

SAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4068, compared to 1.4660 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0592 points.

H1 Avg (Jan–Jun) 1.4068
H2 Avg (Jul–Dec) 1.4660

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 2.5050 GHS (High: 3.8734 / Low: 1.3684). On the other end, July was the most stable month, with a tight range of 0.0194 GHS (High: 1.4451 / Low: 1.4257).

May Spread (Volatile) ±2.5050
July Spread (Stable) ±0.0194

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0648 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0648

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2019: 1.4661) against the same month in 2018 (average: 1.2185), the exchange rate shifted by +0.2476 (+20.32%).

2019 Avg (May) 1.4661
2018 Avg (May) 1.2185

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3365 1.2863 1.3067
February 1.4665 1.3246 1.4029
March 1.5061 1.3576 1.4458
April 1.4449 1.3581 1.3810
May 3.8734 1.3684 1.4661
June 1.4582 1.4290 1.4382
July 1.4451 1.4257 1.4370
August 1.4601 1.4279 1.4460
September 1.4681 1.4429 1.4617
October 1.4686 1.4317 1.4537
November 1.4957 1.4646 1.4783
December 1.5342 1.4960 1.5191