2015 SAR to GHS Historical Review

YEARLY HIGH

1.1763 GHS

YEARLY LOW

0.8545 GHS

YEARLY AVERAGE

1.0075 GHS

2015 SAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 1.1763. Conversely, the yearly low was recorded on January 4, dropping to 0.8545.

This high-to-low spread represents a total annual volatility of 0.3218 GHS. From a start-to-finish perspective, comparing the January average rate of 0.8681 to the December average rate of 1.0141, the exchange rate registered a net change of 16.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.1763 was up 13.79% compared to the 2014 peak of 1.0338, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 5,882 GHS

2014 Average 4,058 GHS

Yearly Trough Low 4,273 GHS

Transaction Impact: A difference of 1,609.06 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.1721

0.8405

JanuMarcMayJulySeptNove

SAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9953, compared to 1.0198 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0245 points.

H1 Avg (Jan–Jun) 0.9953

H2 Avg (Jul–Dec) 1.0198

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.2935 GHS (High: 1.1636 / Low: 0.8701). On the other end, April was the most stable month, with a tight range of 0.0109 GHS (High: 1.0275 / Low: 1.0166).

July Spread (Volatile) ±0.2935

April Spread (Stable) ±0.0109

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1786 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1786

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 1.1444) against the same month in 2014 (average: 0.8302), the exchange rate shifted by +0.3142 (+37.85%).

2015 Avg (June) 1.1444

2014 Avg (June) 0.8302

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8911	0.8545	0.8681
February	0.9350	0.8859	0.9125
March	1.0140	0.9318	0.9709
April	1.0275	1.0166	1.0219
May	1.0819	1.0252	1.0536
June	1.1763	1.0883	1.1444
July	1.1636	0.8701	0.9658
August	1.1526	1.0077	1.0736
September	1.0761	1.0041	1.0347
October	1.0412	0.9895	1.0131
November	1.0306	1.0079	1.0174
December	1.0224	1.0022	1.0141