YEARLY HIGH
3.8923 GHS
YEARLY LOW
1.6382 GHS
YEARLY AVERAGE
2.3967 GHS

2022 SAR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SAR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 3.8923. Conversely, the yearly low was recorded on January 1, dropping to 1.6382.

This high-to-low spread represents a total annual volatility of 2.2541 GHS. From a start-to-finish perspective, comparing the January average rate of 1.6564 to the December average rate of 2.9594, the exchange rate registered a net change of 78.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.8923 was up 135.98% compared to the 2021 peak of 1.6494, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 19,461 GHS
2021 Average 7,897 GHS
Yearly Trough Low 8,191 GHS
Transaction Impact: A difference of 11,270.60 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

4.0288
1.4407
JanuMarcMayJulySeptNove

SAR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9131, compared to 2.8803 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9672 points.

H1 Avg (Jan–Jun) 1.9131
H2 Avg (Jul–Dec) 2.8803

Volatility Range Comparison

Volatility

The most volatile month in 2022 was December, with a trading range of 1.5318 GHS (High: 3.7515 / Low: 2.2198). On the other end, January was the most stable month, with a tight range of 0.0409 GHS (High: 1.6791 / Low: 1.6382).

December Spread (Volatile) ±1.5318
January Spread (Stable) ±0.0409

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.8537 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -0.8537

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2022: 3.8131) against the same month in 2021 (average: 1.6324), the exchange rate shifted by +2.1807 (+133.59%).

2022 Avg (November) 3.8131
2021 Avg (November) 1.6324

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6791 1.6382 1.6564
February 1.8126 1.6822 1.7351
March 2.0188 1.8182 1.9260
April 2.0296 1.9864 2.0102
May 2.0837 1.9869 2.0380
June 2.1503 2.0796 2.1130
July 2.2569 2.1344 2.1709
August 2.6764 2.2557 2.4836
September 2.7818 2.6489 2.6890
October 3.7382 2.7451 3.1661
November 3.8923 3.6443 3.8131
December 3.7515 2.2198 2.9594