YEARLY HIGH
5.3114 HNL
YEARLY LOW
5.0606 HNL
YEARLY AVERAGE
5.1505 HNL

2012 SAR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SAR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 5.3114. Conversely, the yearly low was recorded on January 2, dropping to 5.0606.

This high-to-low spread represents a total annual volatility of 0.2508 HNL. From a start-to-finish perspective, comparing the January average rate of 5.0782 to the December average rate of 5.2906, the exchange rate registered a net change of 4.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.3114 was up 4.83% compared to the 2011 peak of 5.0668, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 26,557 HNL
2011 Average 25,213 HNL
Yearly Trough Low 25,303 HNL
Transaction Impact: A difference of 1,254.01 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.3118
5.0569
JanuMarcMayJulySeptNove

SAR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0816, compared to 5.2193 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1377 points.

H1 Avg (Jan–Jun) 5.0816
H2 Avg (Jul–Dec) 5.2193

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.1490 HNL (High: 5.2283 / Low: 5.0794). On the other end, April was the most stable month, with a tight range of 0.0048 HNL (High: 5.0842 / Low: 5.0794).

August Spread (Volatile) ±0.1490
April Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0021 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 5.2906) against the same month in 2011 (average: 5.0546), the exchange rate shifted by +0.2359 (+4.67%).

2012 Avg (December) 5.2906
2011 Avg (December) 5.0546

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.0858 5.0606 5.0782
February 5.0872 5.0805 5.0828
March 5.0868 5.0804 5.0836
April 5.0842 5.0794 5.0815
May 5.0867 5.0797 5.0827
June 5.0847 5.0615 5.0812
July 5.1663 5.0630 5.0852
August 5.2283 5.0794 5.1889
September 5.2577 5.1957 5.2274
October 5.2635 5.2229 5.2501
November 5.2813 5.2599 5.2737
December 5.3114 5.2754 5.2906