2016 SAR to HNL Historical Review

YEARLY HIGH

6.2584 HNL

YEARLY LOW

5.9355 HNL

YEARLY AVERAGE

6.0690 HNL

2016 SAR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SAR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 6.2584. Conversely, the yearly low was recorded on January 4, dropping to 5.9355.

This high-to-low spread represents a total annual volatility of 0.3229 HNL. From a start-to-finish perspective, comparing the January average rate of 5.9779 to the December average rate of 6.2181, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 6.2584 was up 5.30% compared to the 2015 peak of 5.9437, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 31,292 HNL

2015 Average 28,920 HNL

Yearly Trough Low 29,678 HNL

Transaction Impact: A difference of 1,614.69 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

6.2421

5.9539

JanuMarcMayJulySeptNove

SAR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.0194, compared to 6.1186 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0992 points.

H1 Avg (Jan–Jun) 6.0194

H2 Avg (Jul–Dec) 6.1186

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1254 HNL (High: 6.1887 / Low: 6.0632). On the other end, April was the most stable month, with a tight range of 0.0199 HNL (High: 6.0286 / Low: 6.0087).

November Spread (Volatile) ±0.1254

April Spread (Stable) ±0.0199

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0089 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0089

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 6.2181) against the same month in 2015 (average: 5.8322), the exchange rate shifted by +0.3859 (+6.62%).

2016 Avg (December) 6.2181

2015 Avg (December) 5.8322

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.0160	5.9355	5.9779
February	6.0462	5.9960	6.0189
March	6.0453	6.0098	6.0275
April	6.0286	6.0087	6.0187
May	6.0376	6.0128	6.0223
June	6.0733	6.0309	6.0514
July	6.1066	6.0420	6.0729
August	6.1181	6.0700	6.0948
September	6.1065	6.0689	6.0913
October	6.1195	6.0549	6.0940
November	6.1887	6.0632	6.1406
December	6.2584	6.1508	6.2181