YEARLY HIGH
5.6868 HNL
YEARLY LOW
5.0862 HNL
YEARLY AVERAGE
5.4421 HNL

2014 SAR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 3, valuing the pair at 5.6868. Conversely, the yearly low was recorded on May 1, dropping to 5.0862.

This high-to-low spread represents a total annual volatility of 0.6006 HNL. From a start-to-finish perspective, comparing the January average rate of 5.3480 to the December average rate of 5.6197, the exchange rate registered a net change of 5.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 5.6868 was up 3.85% compared to the 2013 peak of 5.4758, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 28,434 HNL
2013 Average 26,779 HNL
Yearly Trough Low 25,431 HNL
Transaction Impact: A difference of 3,002.81 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

5.7163
5.0515
JanuMarcMayJulySeptNove

SAR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2582, compared to 5.6260 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3678 points.

H1 Avg (Jan–Jun) 5.2582
H2 Avg (Jul–Dec) 5.6260

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.4317 HNL (High: 5.5180 / Low: 5.0862). On the other end, July was the most stable month, with a tight range of 0.0136 HNL (High: 5.5924 / Low: 5.5788).

May Spread (Volatile) ±0.4317
July Spread (Stable) ±0.0136

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1097 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 5.6598) against the same month in 2013 (average: 5.4533), the exchange rate shifted by +0.2064 (+3.79%).

2014 Avg (November) 5.6598
2013 Avg (November) 5.4533

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.4055 5.3063 5.3480
February 5.3212 5.2143 5.2647
March 5.2102 5.1199 5.1550
April 5.1286 5.0935 5.1069
May 5.5180 5.0862 5.1211
June 5.5879 5.5130 5.5535
July 5.5924 5.5788 5.5874
August 5.6390 5.5696 5.6011
September 5.6506 5.6115 5.6271
October 5.6815 5.6191 5.6609
November 5.6868 5.6406 5.6598
December 5.6510 5.6008 5.6197