YEARLY HIGH
5.4758 HNL
YEARLY LOW
5.0569 HNL
YEARLY AVERAGE
5.3555 HNL

2013 SAR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SAR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 1, valuing the pair at 5.4758. Conversely, the yearly low was recorded on May 22, dropping to 5.0569.

This high-to-low spread represents a total annual volatility of 0.4190 HNL. From a start-to-finish perspective, comparing the January average rate of 5.3054 to the December average rate of 5.4441, the exchange rate registered a net change of 2.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 5.4758 was up 3.10% compared to the 2012 peak of 5.3114, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 27,379 HNL
2012 Average 25,753 HNL
Yearly Trough Low 25,284 HNL
Transaction Impact: A difference of 2,094.75 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

5.4825
5.1330
JanuMarcMayJulySeptNove

SAR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2735, compared to 5.4375 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1640 points.

H1 Avg (Jan–Jun) 5.2735
H2 Avg (Jul–Dec) 5.4375

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.3437 HNL (High: 5.4005 / Low: 5.0569). On the other end, August was the most stable month, with a tight range of 0.0240 HNL (High: 5.4454 / Low: 5.4214).

May Spread (Volatile) ±0.3437
August Spread (Stable) ±0.0240

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0880 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0880

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 5.4441) against the same month in 2012 (average: 5.2906), the exchange rate shifted by +0.1535 (+2.90%).

2013 Avg (December) 5.4441
2012 Avg (December) 5.2906

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.3200 5.2818 5.3054
February 5.3460 5.3014 5.3150
March 5.3180 5.2266 5.2702
April 5.2326 5.1348 5.1821
May 5.4005 5.0569 5.1622
June 5.4266 5.3894 5.4061
July 5.4438 5.3719 5.4085
August 5.4454 5.4214 5.4360
September 5.4565 5.3916 5.4332
October 5.4627 5.4318 5.4502
November 5.4734 5.4166 5.4533
December 5.4758 5.4080 5.4441