2018 SAR to HNL Historical Review

YEARLY HIGH

6.5248 HNL

YEARLY LOW

6.0937 HNL

YEARLY AVERAGE

6.3750 HNL

2018 SAR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SAR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 6.5248. Conversely, the yearly low was recorded on December 5, dropping to 6.0937.

This high-to-low spread represents a total annual volatility of 0.4311 HNL. From a start-to-finish perspective, comparing the January average rate of 6.3007 to the December average rate of 6.4681, the exchange rate registered a net change of 2.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 6.5248 was up 3.08% compared to the 2017 peak of 6.3297, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 32,624 HNL

2017 Average 31,289 HNL

Yearly Trough Low 30,468 HNL

Transaction Impact: A difference of 2,155.67 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

6.4878

6.2754

JanuMarcMayJulySeptNove

SAR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.3221, compared to 6.4279 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1058 points.

H1 Avg (Jan–Jun) 6.3221

H2 Avg (Jul–Dec) 6.4279

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.4311 HNL (High: 6.5248 / Low: 6.0937). On the other end, April was the most stable month, with a tight range of 0.0186 HNL (High: 6.3248 / Low: 6.3063).

December Spread (Volatile) ±0.4311

April Spread (Stable) ±0.0186

Growth Streaks & Declines

Trends

Between February and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0076 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0076

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 6.4681) against the same month in 2017 (average: 6.3030), the exchange rate shifted by +0.1651 (+2.62%).

2018 Avg (December) 6.4681

2017 Avg (December) 6.3030

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.3395	6.2692	6.3007
February	6.3130	6.2708	6.2931
March	6.3221	6.2925	6.3004
April	6.3248	6.3063	6.3120
May	6.3738	6.2477	6.3370
June	6.4129	6.3382	6.3893
July	6.4126	6.3609	6.3943
August	6.4124	6.3674	6.4017
September	6.4286	6.4006	6.4129
October	6.4336	6.3858	6.4201
November	6.5023	6.3967	6.4701
December	6.5248	6.0937	6.4681