YEARLY HIGH
5.9437 HNL
YEARLY LOW
5.5880 HNL
YEARLY AVERAGE
5.7831 HNL

2015 SAR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 5.9437. Conversely, the yearly low was recorded on January 11, dropping to 5.5880.

This high-to-low spread represents a total annual volatility of 0.3557 HNL. From a start-to-finish perspective, comparing the January average rate of 5.6075 to the December average rate of 5.8322, the exchange rate registered a net change of 4.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 5.9437 was up 4.52% compared to the 2014 peak of 5.6868, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 29,719 HNL
2014 Average 27,215 HNL
Yearly Trough Low 27,940 HNL
Transaction Impact: A difference of 1,778.37 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

5.8811
5.5826
JanuMarcMayJulySeptNove

SAR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.7266, compared to 5.8395 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1129 points.

H1 Avg (Jan–Jun) 5.7266
H2 Avg (Jul–Dec) 5.8395

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.1985 HNL (High: 5.7962 / Low: 5.5978). On the other end, August was the most stable month, with a tight range of 0.0308 HNL (High: 5.8536 / Low: 5.8228).

March Spread (Volatile) ±0.1985
August Spread (Stable) ±0.0308

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0288 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0288

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 5.8322) against the same month in 2014 (average: 5.6197), the exchange rate shifted by +0.2125 (+3.78%).

2015 Avg (December) 5.8322
2014 Avg (December) 5.6197

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.6383 5.5880 5.6075
February 5.6594 5.5924 5.6350
March 5.7962 5.5978 5.7046
April 5.8543 5.6983 5.7435
May 5.8642 5.8327 5.8490
June 5.8420 5.7891 5.8201
July 5.8482 5.8080 5.8212
August 5.8536 5.8228 5.8412
September 5.8477 5.8101 5.8312
October 5.8983 5.8239 5.8562
November 5.8754 5.8293 5.8552
December 5.9437 5.7987 5.8322