2014 SAR to PLN Historical Review

YEARLY HIGH

0.9567 PLN

YEARLY LOW

0.8003 PLN

YEARLY AVERAGE

0.8413 PLN

2014 SAR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.9567. Conversely, the yearly low was recorded on June 8, dropping to 0.8003.

This high-to-low spread represents a total annual volatility of 0.1564 PLN. From a start-to-finish perspective, comparing the January average rate of 0.8172 to the December average rate of 0.9164, the exchange rate registered a net change of 12.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.9567 was up 6.43% compared to the 2013 peak of 0.8989, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 4,784 PLN

2013 Average 4,212 PLN

Yearly Trough Low 4,002 PLN

Transaction Impact: A difference of 782.08 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.9273

0.7969

JanuMarcMayJulySeptNove

SAR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8120, compared to 0.8706 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0586 points.

H1 Avg (Jan–Jun) 0.8120

H2 Avg (Jul–Dec) 0.8706

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0642 PLN (High: 0.9567 / Low: 0.8926). On the other end, April was the most stable month, with a tight range of 0.0094 PLN (High: 0.8116 / Low: 0.8022).

December Spread (Volatile) ±0.0642

April Spread (Stable) ±0.0094

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0054 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.9164) against the same month in 2013 (average: 0.8119), the exchange rate shifted by +0.1045 (+12.87%).

2014 Avg (December) 0.9164

2013 Avg (December) 0.8119

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8382	0.8048	0.8172
February	0.8409	0.8045	0.8152
March	0.8165	0.8041	0.8097
April	0.8116	0.8022	0.8078
May	0.8159	0.8035	0.8114
June	0.8177	0.8003	0.8108
July	0.8311	0.8077	0.8161
August	0.8545	0.8294	0.8398
September	0.8816	0.8515	0.8666
October	0.8981	0.8761	0.8846
November	0.9058	0.8919	0.9001
December	0.9567	0.8926	0.9164