YEARLY HIGH
1.0141 PLN
YEARLY LOW
0.9313 PLN
YEARLY AVERAGE
0.9776 PLN

2026 SAR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SAR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 1.0141. Conversely, the yearly low was recorded on January 27, dropping to 0.9313.

This high-to-low spread represents a total annual volatility of 0.0828 PLN. From a start-to-finish perspective, comparing the January average rate of 0.9572 to the December average rate of 0.9974, the exchange rate registered a net change of 4.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.0141 was down 8.64% compared to the 2025 peak of 1.1100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 5,070 PLN
2025 Average 5,009 PLN
Yearly Trough Low 4,656 PLN
Transaction Impact: A difference of 414.01 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.0129
0.9454
JanuMarcMayJuly

SAR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9693, compared to 1.0023 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0330 points.

H1 Avg (Jan–Jun) 0.9693
H2 Avg (Jul–Dec) 1.0023

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0396 PLN (High: 0.9709 / Low: 0.9313). On the other end, August was the most stable month, with a tight range of 0.0003 PLN (High: 0.9975 / Low: 0.9973).

January Spread (Volatile) ±0.0396
August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0153 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0153

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 1.0073) against the same month in 2025 (average: 0.9706), the exchange rate shifted by +0.0367 (+3.78%).

2026 Avg (July) 1.0073
2025 Avg (July) 0.9706

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9709 0.9313 0.9572
February 0.9567 0.9425 0.9511
March 0.9987 0.9623 0.9849
April 0.9899 0.9562 0.9696
May 0.9728 0.9620 0.9668
June 1.0057 0.9677 0.9864
July 1.0141 0.9980 1.0073
August 0.9975 0.9973 0.9974