2021 SAR to PLN Historical Review

YEARLY HIGH

1.1166 PLN

YEARLY LOW

0.9733 PLN

YEARLY AVERAGE

1.0294 PLN

2021 SAR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 1.1166. Conversely, the yearly low was recorded on June 2, dropping to 0.9733.

This high-to-low spread represents a total annual volatility of 0.1433 PLN. From a start-to-finish perspective, comparing the January average rate of 0.9937 to the December average rate of 1.0877, the exchange rate registered a net change of 9.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1166 was down 2.10% compared to the 2020 peak of 1.1406, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 5,583 PLN

2020 Average 5,193 PLN

Yearly Trough Low 4,867 PLN

Transaction Impact: A difference of 716.43 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0974

0.9815

JanuMarcMayJulySeptNove

SAR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0040, compared to 1.0548 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0508 points.

H1 Avg (Jan–Jun) 1.0040

H2 Avg (Jul–Dec) 1.0548

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0646 PLN (High: 1.1166 / Low: 1.0520). On the other end, October was the most stable month, with a tight range of 0.0152 PLN (High: 1.0634 / Low: 1.0483).

November Spread (Volatile) ±0.0646

October Spread (Stable) ±0.0152

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0238 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0238

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.0873) against the same month in 2020 (average: 1.0119), the exchange rate shifted by +0.0755 (+7.46%).

2021 Avg (November) 1.0873

2020 Avg (November) 1.0119

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0025	0.9778	0.9937
February	1.0027	0.9845	0.9912
March	1.0593	1.0011	1.0312
April	1.0431	1.0041	1.0169
May	1.0162	0.9760	0.9931
June	1.0233	0.9733	0.9979
July	1.0396	1.0116	1.0280
August	1.0465	1.0211	1.0350
September	1.0647	1.0115	1.0348
October	1.0634	1.0483	1.0558
November	1.1166	1.0520	1.0873
December	1.0981	1.0749	1.0877