2020 SAR to PLN Historical Review

YEARLY HIGH

1.1406 PLN

YEARLY LOW

0.9647 PLN

YEARLY AVERAGE

1.0386 PLN

2020 SAR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 1.1406. Conversely, the yearly low was recorded on December 17, dropping to 0.9647.

This high-to-low spread represents a total annual volatility of 0.1759 PLN. From a start-to-finish perspective, comparing the January average rate of 1.0198 to the December average rate of 0.9804, the exchange rate registered a net change of -3.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1406 was up 6.55% compared to the 2019 peak of 1.0705, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 5,703 PLN

2019 Average 5,117 PLN

Yearly Trough Low 4,824 PLN

Transaction Impact: A difference of 879.28 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1257

0.9671

JanuMarcMayJulySeptNove

SAR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0672, compared to 1.0101 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0571 points.

H1 Avg (Jan–Jun) 1.0672

H2 Avg (Jul–Dec) 1.0101

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1303 PLN (High: 1.1406 / Low: 1.0102). On the other end, August was the most stable month, with a tight range of 0.0243 PLN (High: 1.0012 / Low: 0.9770).

March Spread (Volatile) ±0.1303

August Spread (Stable) ±0.0243

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0520 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0520

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.0684) against the same month in 2019 (average: 1.0145), the exchange rate shifted by +0.0539 (+5.31%).

2020 Avg (March) 1.0684

2019 Avg (March) 1.0145

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0376	1.0077	1.0198
February	1.0584	1.0289	1.0451
March	1.1406	1.0102	1.0684
April	1.1288	1.0948	1.1125
May	1.1239	1.0644	1.1046
June	1.0660	1.0381	1.0526
July	1.0604	0.9902	1.0356
August	1.0012	0.9770	0.9924
September	1.0476	0.9813	1.0125
October	1.0561	1.0059	1.0280
November	1.0565	0.9991	1.0119
December	0.9928	0.9647	0.9804