YEARLY HIGH
1.0705 PLN
YEARLY LOW
0.9923 PLN
YEARLY AVERAGE
1.0234 PLN

2019 SAR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SAR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 26, valuing the pair at 1.0705. Conversely, the yearly low was recorded on June 29, dropping to 0.9923.

This high-to-low spread represents a total annual volatility of 0.0782 PLN. From a start-to-finish perspective, comparing the January average rate of 1.0017 to the December average rate of 1.0249, the exchange rate registered a net change of 2.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.0705 was up 4.64% compared to the 2018 peak of 1.0230, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 5,352 PLN
2018 Average 4,816 PLN
Yearly Trough Low 4,961 PLN
Transaction Impact: A difference of 390.83 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.0596
0.9965
JanuMarcMayJulySeptNove

SAR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0129, compared to 1.0340 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0211 points.

H1 Avg (Jan–Jun) 1.0129
H2 Avg (Jul–Dec) 1.0340

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.0493 PLN (High: 1.0675 / Low: 1.0182). On the other end, May was the most stable month, with a tight range of 0.0113 PLN (High: 1.0291 / Low: 1.0179).

October Spread (Volatile) ±0.0493
May Spread (Stable) ±0.0113

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0183 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0183

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 1.0544) against the same month in 2018 (average: 0.9843), the exchange rate shifted by +0.0701 (+7.12%).

2019 Avg (September) 1.0544
2018 Avg (September) 0.9843

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0130 0.9924 1.0017
February 1.0267 0.9973 1.0144
March 1.0273 0.9982 1.0145
April 1.0278 1.0081 1.0176
May 1.0291 1.0179 1.0235
June 1.0223 0.9923 1.0055
July 1.0323 1.0015 1.0133
August 1.0618 1.0246 1.0418
September 1.0705 1.0405 1.0544
October 1.0675 1.0182 1.0360
November 1.0461 1.0155 1.0335
December 1.0435 1.0121 1.0249