2015 SAR to PLN Historical Review

YEARLY HIGH

1.0760 PLN

YEARLY LOW

0.9419 PLN

YEARLY AVERAGE

1.0050 PLN

2015 SAR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SAR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 1.0760. Conversely, the yearly low was recorded on May 17, dropping to 0.9419.

This high-to-low spread represents a total annual volatility of 0.1341 PLN. From a start-to-finish perspective, comparing the January average rate of 0.9783 to the December average rate of 1.0498, the exchange rate registered a net change of 7.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.0760 was up 12.47% compared to the 2014 peak of 0.9567, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 5,380 PLN

2014 Average 4,207 PLN

Yearly Trough Low 4,710 PLN

Transaction Impact: A difference of 670.58 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.0649

0.9665

JanuMarcMayJulySeptNove

SAR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9886, compared to 1.0214 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0328 points.

H1 Avg (Jan–Jun) 0.9886

H2 Avg (Jul–Dec) 1.0214

Volatility Range Comparison

Volatility

The most volatile month in 2015 was May, with a trading range of 0.0713 PLN (High: 1.0132 / Low: 0.9419). On the other end, February was the most stable month, with a tight range of 0.0203 PLN (High: 0.9887 / Low: 0.9685).

May Spread (Volatile) ±0.0713

February Spread (Stable) ±0.0203

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0231 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0231

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 1.0567) against the same month in 2014 (average: 0.9001), the exchange rate shifted by +0.1566 (+17.40%).

2015 Avg (November) 1.0567

2014 Avg (November) 0.9001

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0003	0.9501	0.9783
February	0.9887	0.9685	0.9802
March	1.0541	0.9885	1.0164
April	1.0109	0.9622	0.9933
May	1.0132	0.9419	0.9747
June	1.0081	0.9775	0.9888
July	1.0200	0.9936	1.0068
August	1.0232	0.9793	1.0045
September	1.0119	0.9837	1.0009
October	1.0429	0.9844	1.0098
November	1.0760	1.0284	1.0567
December	1.0745	1.0304	1.0498